Sammamish Mortgage - Bellevue
Sammamish Mortgage is family owned and operated and has been serving the Pacific Northwest with excellence since 1992. We are a referral based Seattle mortgage company located on the Eastside and blessed by an abundance of positive word of mouth referrals from our happy clients and trusted business partners.
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Business Operation Hours
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Monday
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9:00 AM to 5:00 PM
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Tuesday
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9:00 AM to
5:00 PM
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Wednesday
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9:00 AM to 5:00 PM
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Thursday
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9:00 AM to 5:00 PM
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Friday
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9:00 AM to 5:00 PM
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Saturday
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Closed
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Sunday
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Closed
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Other Categories :
Real Estate,
Additional Information
To put it simply, primary residence refers to a home occupied by its owner the majority of the year. When borrowing, the prospective owner will be expected to acknowledge this status on several loan documents. Once a home is classified as “owner occupied,” it receives a better interest rate than an investment property.
An investment property is any home that is NOT occupied by the owner. It can, however, also be a second home or vacation home that is too close in proximity to the primary residence. Properties such as these pose a bigger risk to lenders and therefore carry a higher interest rate.
Product and Services
Home Loans, Home Mortgage, Refinancing Whether you’re purchasing a home or refinancing an existing mortgage, it’s important to get the best deal possible. At Sammamish Mortgage, we make it easy with our Instant Rate Quote. With no personal information required, simply enter the details of your loan and instantly receive rates and closing costs specific to your situation.
Most lenders like to see credit scores above 700, but some will go as low as 620. A positive payment history is also a must, as recent delinquencies on your mortgage payment are usually a deal killer. Bankruptcies, short sales, foreclosures are also major red flags for second home financing.
Languages Spoken
English
Payment Options
Visa,Master Card,Cash,Check
