Suggestinsurance.com - Noida
Suggestinsurance.com is the online identity for IRDAI approved insurance broker – S B Insurance Brokers Pvt Ltd. Customers can visit this portal and purchase insurance online. The customer gets the benefit that he does not have to log onto multiple websites to get quotations and compare them offline. On SuggestInsurance.com we offer quotes from leading insurance companies and let the customer explore the insurance plans, get their details, view and study brochure and other documents, compare features and benefits of these plans side by side and then take a decision.
Primary objective of this portal is to give a platform to customer for exploring various insurance plans and buy the best one suited to him without interference from any sales person. In case the customer does not complete the purchase, his lead will be with us and we will follow up with the customer using our telecalling team to convert the customer by clearing all his doubts and assist him.We get commission from insurance companies for every conversion (for most of the insurance plans).
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Business Operation Hours
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Monday
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9:00 AM to 5:00 PM
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Tuesday
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9:00 AM to
5:00 PM
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Wednesday
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9:00 AM to 5:00 PM
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Thursday
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9:00 AM to 5:00 PM
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Friday
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9:00 AM to 5:00 PM
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Saturday
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Closed
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Sunday
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Closed
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Additional Information
Depending on the type of policy you have, a health insurance policy normally covers your and your family’s medical expenses incurred. It covers costs of surgery, doctors’ fees, medicine costs, cost of hospital stay, annual health check-up, costs of diagnostics and investigation (minimum 24-hours hospitalisation required), and other expenses incurred in health care.Your policy also has an exclusions section which lists the kinds of services/diseases that are not covered under the policy. You will have to pay for services/illness not covered under the policy.
Adequate sum insured is very important in health insurance policy because policy with a meager cover may not help you out. At the same time, a health insurance policy with unnecessarily high cover is worthless. So before buying a health insurance policy you first need to analyze your insurance needs. You can seek help of an insurance advisor or a financial planner for the purpose.
A medical emergencies or an accident can occur any time anywhere; and it’s possible that you might not have enough cash to get desired medical care. So it’s imperative to shop for cashless health insurance policy. Also, check for nearby network hospitals that are enlisted by the insurance company.The insurance company, through their TPA will directly pay the amount to the hospital subject to the term & conditions laid by the insurance company under the policy.
Product and Services
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Motor Insurance policy provides your vehicle protection against financial losses if it gets damaged or stolen. Also, it covers liabilities for injuries, damages to others caused by your car. Some insurers have come up with innovative coverage such as – coverage to valuables kept inside the locked vehicle, missing of keys, roadside assistance and zero depreciation etc.
The premium for your car insurance depends largely on its IDV (Insured Declared Value), and IDV depends on the ex-showroom price and age of your car. It means, more the IDV, the higher the premium will be. Also, if parts of your vehicle are rare and expensive, it can be translated in to higher premium.
Exclusions are as important as coverage. It clarifies what are not covered under the policy. Some policies provide coverage for pre-existing diseases only after a certain waiting period. Any illness caused as a result of a pre - existing health condition, is also excluded from the coverage. So it’s imperative to see the list of exclusions before buying a health insurance policy.
Languages Spoken
English
Payment Options
Visa,Master Card,Cash,Check
Year Established
2003
