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Elite Financial

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2239 Townsgate Road Suite 205 , Westlake Village- 91361
california , United States  United States
Today (Saturday) : Closed

Elite Financial - Westlake Village

For more than 25 years, Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates and fees available. Whether you are looking to buy a home or refinance your existing loan, our licensed mortgage professionals are dedicated to assisting you in determining the best type of loan to suit your needs. Elite Financial is committed to building relationships, not just business.

Business Operation Hours
Monday 9:00 AM to 5:00 PM
Tuesday 9:00 AM to 5:00 PM
Wednesday 9:00 AM to 5:00 PM
Thursday 9:00 AM to 5:00 PM
Friday 9:00 AM to 5:00 PM
Saturday Closed
Sunday Closed

Other Categories : Mortgage Lender, Loan Agency, Mortgage Broker



Additional Information

A cash out refinance is the refinancing of an existing mortgage loan, where the new mortgage loan is for a larger amount than the existing mortgage loan, and you (the borrower) get the difference between the two loans in cash. Most homeowners do cash out refinances to turn some of the equity they’ve built up in their homes into cash.

A cash out refinance may help you improve your financial situation. Choosing the right product is very important and Elite Financial can help guide you through the process of choosing the right program suited to your specific needs.

Since your home mortgage may still be tax deductible (check with your tax advisor), taking cash out to pay off nondeductible, higher interest or higher payment loans may help you become more financially comfortable. We offer safe, low interest loans, even if your credit score is lower than you prefer. Note, paying off debt can even help improve your FICO score.

A free, no obligation consultation can help give you the tools to make an informed financial decision. Whether you live in the Westlake Village, Conejo Valley or anywhere in California, Elite Financial is here to advise you on your best mortgage options. Click here to read more about our loan options.

Product and Services

Many people understand the benefit of refinancing to get a lower interest rate and monthly payments. There are other ways to save money on a refinance that you may have not considered. By shortening the term of the loan (length of time to pay it off), a tremendous savings can be obtained. And, depending upon the circumstances, you may be able to save money on the monthly payment as well.

For example, let’s assume your current mortgage will be paid off in 20 years, and you do not want to start the clock again on a refinance for a 30-year loan. An excellent way to decrease the cost of the loan is to take a 15-year loan. Saving 5 years to pay off your loan (compared to the loan you are paying off) provides a tremendous savings. In addition, from the start, payments towards principal is much higher, thus saving you money even if you pay off your loan through a sale or another refinance in 5-10 years.

Elite Financial can customize your loan term, in most instances, from 8-29 years. Although we have fixed rates, for example, on a fixed rate based upon 10, 15, 20, 25, and 30 years, each of these have lower rates, with the 10 year fixed being the lowest.

Languages Spoken

English

Payment Options

Visa,Paypal,Master Card,Cash,American Express,Check

Year Established

1988

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